Personal loans
A guided product path that can move from estimate to eligibility and advisor review.
By South Africans, for South Africans. NCRCP22167
Capital. Credit. Cover.
Alternative investment, responsible lending and insurance solutions for individuals, families and growing businesses across South Africa.
Start here
What do you need today?
Choose the service you need, then move into eligibility, documents, affordability, cover or advisor review.
Investment solutions
Structured capital and advisory support
Personal loans
Responsible lending with guided affordability
Purchase order funding
Business funding linked to verified orders
Insurance cover
Funeral, credit life and future cover paths
Pretoria-based
NCR registered
POPIA aligned
FAIS disclosure process
Insurance-ready
Secure portal
Loan calculator
Responsible credit with a calculator that feels premium.
Visitors can estimate repayments before they apply, then move straight into eligibility, document upload or advisor support.
Loan calculator
Estimate before you apply
Loan amount
R10,000
Up to R100,000
Term
12 months
1-60 months
Monthly
R1,044
Total repayable
R12,530
Est. APR
30.4%
Purchase order funding
A guided product path that can move from estimate to eligibility and advisor review.
Credit life cover
A guided product path that can move from estimate to eligibility and advisor review.
Funeral cover
A guided product path that can move from estimate to eligibility and advisor review.
What we offer
Financial solutions built around one client relationship.
Capital
Alternative investment solutions
Structured financial solutions for clients and businesses seeking tangible growth through a more personal advisory relationship.
Credit
Responsible lending
Micro loans, personal loans and purchase-order funding supported by affordability checks, clear fees and guided document submission.
Cover
Insurance pathways
Funeral cover, credit life, life insurance and future short-term cover can sit alongside lending in one client relationship.
Client portal
A secure place to manage funding, cover and documents.
The Ndzinga client portal turns the website into a secure digital front door for applications, policies, documents, payments and statements.
Apply for loans online
Upload KYC documents
View loans and policies
Track claims and renewals
Make or confirm payments
Download agreements and statements
Regulated trust
NCRCP22167, POPIA consent, affordability checks and disclosure readiness appear close to every application path.
Interactive quotes
Repayment and cover estimates help clients understand their options before speaking to an advisor.
Advisor support
More complex lending and insurance enquiries route naturally into a managed advisory workflow.
One client record
The platform joins lending, insurance, documents, notifications and reporting around one client profile.
Ready to begin
Start with the financial solution that fits your need.
Apply online, check eligibility, request cover or speak to an advisor. Ndzinga will guide the next step.